The VaultChain Bill of Rights

Five design commitments, described in our Terms of Service and enforced in the contracts where noted.

Commitment 1: The protocol does not take your funds except for the disclosed fees.
Fraud holds and dormancy rules can delay access; see the Terms for how long.

Commitment 2: Every fee is shown before you pay it.
No hidden spreads, no surprises on the receipt. Every fee follows one public split, readable on-chain by anyone.

Commitment 3: You can withdraw your liquid balance at any time, outside the fraud hold and dormancy rules described in the Terms.
Locked amounts can be withdrawn early for a 2% to 5% fee shown before you confirm. The 20% reserve follows its lock terms.

Commitment 5: Nothing moves in the dark.
Every protocol fee follows one fixed split, written into the contract and verifiable on-chain. The seven-way split percentages are hardcoded and can never change; in the launch contracts, payout addresses can change only through a 48-hour public on-chain timelock; the current testnet deployment is an older build without this protection and will be replaced at the launch rehearsal.

Commitment 4: You can name a beneficiary and change them at any time.
Ships with heir designation -- works here with demo data, part of the roadmap for mainnet. This is not a will. Dormant accounts may be subject to state unclaimed property rules.

Live on Base testnet. Vault, Allocation, VLT, and FeeRouter are verified on BaseScan; MockUSDC is a test token. These commitments are design goals enforced where noted in the contracts -- they are not guarantees, and features may change before mainnet.